Securing the right mortgage is crucial for a successful home purchase. Here’s what every homebuyer should know:

• Check Your Credit Score: A higher score can qualify you for better loan terms and lower interest rates.
• Explore Loan Options: Conventional, FHA, VA, and USDA loans all have different requirements and benefits.
• Save for a Down Payment: A larger down payment reduces monthly payments and may eliminate the need for PMI.
• Compare Lenders: Shop around for the best interest rates and loan terms.

Get a Rate Lock: Protect yourself from interest rate hikes by locking in your mortgage rate.